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Waterloo accountants and remote tax filing

Tax Accountant in Waterloo: File Your Taxes Online

Waterloo clients can file with us online: you send your slips, we prepare the return, you review and approve it, and we e-file it with the CRA, with no office visit. We do not have an office in Waterloo; the closest is our Guelph Branch on Edinburgh Road South in Guelph, if you want to meet in person. The City of Waterloo licenses most rental housing as well as many kinds of business, and it collects property tax in four instalments, so this page sets out the points that matter to landlords, students who rent and business owners.

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Prefer to meet in person? Our closest office is the Guelph Branch. See our locations

The pale Dana Porter Library with its ribbed upper floors, across the University of Waterloo campus WaterlooDana Porter Library, University of Waterloo
Photo: JFVoll via Wikimedia Commons, CC BY-SA 4.0, resized

File your taxes online from Waterloo

From uptown Waterloo to the neighbourhoods around the two universities, you can file from home. Send your slips and receipts through our remote tax filing service, review the finished return and approve it before we e-file it with the CRA.

  1. Tell us about your return

    A short request form, with no sensitive information asked.

  2. Send your slips and receipts

    We explain how to share them safely after your request.

  3. We prepare your return

    An accountant prepares it and checks it before you see it.

  4. You review and approve

    Nothing is filed until you say so.

  5. We e-file with the CRA

    You get your copies and know what happens next.

Start remote tax filing See in-person location

Waterloo Property Tax, Rental Licences and Business Licences

What to know, from the official pages named on each card. We last checked them on October 30, 2026.

Waterloo property tax: dates and payment plans for 2026

Interim instalments are due on March 2 and May 1, 2026. Final residential instalments are due on July 2 and September 1, while final multi-residential, commercial and industrial instalments are due on September 1 and October 1. The City says interest and penalties start the day after the due date and continue each month until the account is paid in full. It offers a 12-month plan, with withdrawals on the 1st or 15th of each month from January to December, a due date plan that follows the regular instalment dates, and an arrears plan for accounts with taxes owing, which still carries interest and penalties. Anything owing must be cleared before you enrol in the due date plan.

Source: City of Waterloo: pay your tax bill (opens in a new tab)

Most rental units in Waterloo need a long-term rental licence

A unit rented on a lease of more than 30 days needs a long-term rental licence, and rentals of 30 days or less need a short-term licence instead. Only rental units in apartment buildings are exempt. The licence class depends on who lives there: Class A when the owner does not live in the unit, Class B when the owner does, and Class C for boarding or lodging houses with five or more bedrooms or shared kitchens or bathrooms. Applications need an electrical inspection by a licensed electrician, a gas or oil appliance inspection or declaration, an insurance declaration, a parking plan and, for new applications from July 1, 2026, a criminal record check for owner-occupants and for directors and officers of a corporate owner. Rental income belongs on your tax return, and we can help you report it.

Source: City of Waterloo: long-term rental licence (opens in a new tab)

Business licences in Waterloo, with a yearly renewal

Waterloo's list of licensed businesses includes barber shops and beauty salons, contractors, food shops, home occupations, nightclubs and pet services. You register or sign in to the City's business licence portal, complete the online application and upload the documents, which can include an insurance form, proof of business status and government photo ID, and for some licence types a criminal record check. Processing can take up to eight weeks. Food shops need an annual fire inspection at renewal, and nightclubs, public halls and food vehicles need proof of an annual fire inspection. Licences are renewed every year, and the City emails a reminder before yours expires.

Source: City of Waterloo: get a business licence (opens in a new tab)

Tax and accounting services for Waterloo

The same services whether you file online, call us or visit an office.

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Also useful: our free income tax calculator and the tax deadlines list.

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Book a free consultation about your Waterloo return or business

Tell us a little about your situation. An accountant will read your request and get back to you, with no obligation.

  • Online, by phone or in person: you choose
  • Personal, self-employed and corporate returns
  • No sensitive information asked on this form

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Waterloo tax questions

Yes. Waterloo clients, students included, can send their slips and receipts through our remote tax filing service, review the finished return and approve it, and we e-file it with the CRA. No office visit is needed.

Interim instalments are due March 2 and May 1. Final residential instalments are due July 2 and September 1, and final multi-residential, commercial and industrial instalments September 1 and October 1. Interest and penalties start the day after a due date.

Only if you live in it. A short-term rental licence, for stays of 30 days or less, is for owner-occupied units, with a limit of five bedrooms, 30 days a stay and 275 rental days a year. A website or app that lists short-term rentals needs its own business licence.

Many do, including barber shops and beauty salons, contractors, food shops, home occupations, nightclubs and pet services. You apply through the City's business licence portal, and licences are renewed every year.

No. The closest is our Guelph Branch at 3-7 Edinburgh Road South, Guelph, N1H 5N8. Most Waterloo clients file online with our remote tax filing service, and you can call first if you would like to visit.

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