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Cambridge accountants and remote tax filing

Tax Accountant in Cambridge: File Your Taxes Online

Cambridge clients can file with us online: you send your slips, we prepare the return, you review and approve it, and we e-file it with the CRA, with no office visit. We do not have an office in Cambridge; the closest is our Guelph Branch on Edinburgh Road South in Guelph, if you want to meet in person. The City of Cambridge collects property tax in four instalments, allows up to two additional residential units on many lots and licenses a range of businesses, so this page sets out the points that matter to owners.

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Prefer to meet in person? Our closest office is the Guelph Branch. See our locations

The stone Galt Town Hall with its clock tower beside the glass-fronted Cambridge City Hall CambridgeGalt Town Hall and Cambridge City Hall
Photo: JasonParis via Wikimedia Commons, CC BY 2.0, resized

File your taxes online from Cambridge

From Galt to Preston and Hespeler, you can file from home. Send your slips and receipts through our remote tax filing service, review the finished return and approve it before we e-file it with the CRA.

  1. Tell us about your return

    A short request form, with no sensitive information asked.

  2. Send your slips and receipts

    We explain how to share them safely after your request.

  3. We prepare your return

    An accountant prepares it and checks it before you see it.

  4. You review and approve

    Nothing is filed until you say so.

  5. We e-file with the CRA

    You get your copies and know what happens next.

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Cambridge Property Tax, Additional Residential Units and Business Licences

What to know, from the official pages named on each card. We last checked them on October 30, 2026.

Cambridge property tax: two bills, four instalments

Cambridge sends interim bills in late January, with instalments due on the first working days of March and May. Final bills go out in late May, with instalments due on the first working days of July and September. The City charges a 1.25% penalty on overdue taxes on the third day of default, and then adds another 1.25% interest on the first day of each month until the whole bill is paid. Your payment must reach the City's office by the due date to count as on time. The City offers several pre-authorized payment plans, and an instalment privilege can be withdrawn under certain conditions, which then brings a penalty or interest.

Source: City of Cambridge: taxes (opens in a new tab)

Cambridge allows up to two additional residential units on a lot

A lot with a single detached house, a semi-detached house or a townhouse may have up to two additional residential units, for three in total. Either up to two units sit in the main building plus one in a detached accessory structure, or up to three units sit in the main building. Each unit must be built under a building permit in line with the Ontario Building Code, and Building Services must approve occupancy. The zoning by-law's section 4.19 sets rules for setbacks, parking and entrances, and the City's Additional Residential Unit By-law is 23-077. If you rent a unit out, the rent is taxable income, and we can help you report it and track the related expenses.

Source: City of Cambridge: additional residential units (opens in a new tab)

Business licences in Cambridge, and what the City does not licence

The City licenses stationary businesses and some mobile businesses, such as restaurants, food trucks, barbershops and tattoo parlours. It does not currently license renovation, landscaping or cleaning contractors. Before you apply, your business must meet building, zoning and fire department requirements, and Waterloo Region Public Health approves some specialized businesses, including hair salons, aestheticians, food businesses, tattoo parlours and food vehicles. You also need a certificate of insurance showing at least 2 million dollars of commercial general liability that names the City as an additional insured. Cambridge business licences expire every year on March 31.

Source: City of Cambridge: licensing (opens in a new tab)

Tax and accounting services for Cambridge

The same services whether you file online, call us or visit an office.

See all our services

Also useful: our free income tax calculator and the tax deadlines list.

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Book a free consultation about your Cambridge return or business

Tell us a little about your situation. An accountant will read your request and get back to you, with no obligation.

  • Online, by phone or in person: you choose
  • Personal, self-employed and corporate returns
  • No sensitive information asked on this form

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Cambridge tax questions

Yes. Cambridge clients can send their slips and receipts through our remote tax filing service, review the finished return and approve it, and we e-file it with the CRA. No office visit is needed.

Interim instalments are due on the first working days of March and May, and final instalments on the first working days of July and September. A 1.25% penalty applies on the third day of default, and 1.25% interest is added on the first day of each month, so follow the dates on your bill.

A lot with a single detached house, a semi-detached house or a townhouse may have up to two additional residential units, three in total, built under a building permit. Check the zoning by-law's section 4.19 for setbacks and parking.

Many do, including restaurants, food trucks, barbershops and tattoo parlours, but the City does not license renovation, landscaping or cleaning contractors. Licences expire every year on March 31, and an insurance certificate is required.

No. The closest is our Guelph Branch at 3-7 Edinburgh Road South, Guelph, N1H 5N8. Most Cambridge clients file online with our remote tax filing service, and you can call first if you would like to visit.

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