Hamilton property tax: two bills a year, each with two instalments
The City mails an interim bill in early February, with instalments due on the last working day of February and the last working day of April. The final bill goes out in early June, with instalments due on the last working day of June and the last working day of September. If you pay monthly by pre-authorized plan, the City tells you your new monthly amount instead of sending an interim bill, and if your mortgage company pays your taxes you will not be sent one either. The City charges a penalty of 1.25% on unpaid taxes on the first day of default, plus interest of 1.25% a month, or 15% a year, added on the first day of each calendar month until the taxes are paid. A payment on an account in arrears goes first to the oldest penalties and interest, then to the oldest taxes.
Source: City of Hamilton: property tax due dates and penalties (opens in a new tab)